Banking Transformation & Modernization
Large-scale core banking transformation programs, legacy system refactoring, cloud migration, and payment engine modernization for banks in Europe and emerging markets under regulatory and competitive pressure.
Banking & Fintech - Transformation and fintech consulting for Europe and emerging markets
We help regulated banks and financial services firms—in Europe, Africa, and other fast-growing markets—compete in crowded and evolving landscapes. Whether in a heavily regulated European market or an emerging market building inclusive payment infrastructure, we bring strict methodology, disciplined disruption, and deep technical execution, paired with strategic vision.
26 Agency works with institutions that face the same pressures: regulatory deadlines, legacy infrastructure, competition from neobanks, the Wero and instant payments transition, AML scrutiny, and the question of how and where to adopt AI. We are support clients in Europe as well as in Africa and other emerging markets. We focus on execution that is both rigorous and pragmatic, so you can move forward without the overhead of a large consultancy.
What we do - Banking and fintech services built for Europe and emerging markets
We work with mid-sized banks, digital banks, and financial services groups in Europe, Africa, and other fast-growing markets that need disciplined execution and strategic clarity without the overhead of large consultancies.
Payments Infrastructure & Strategy
Cross-border and instant payments (Wero, SEPA Instant), inclusive payment initiatives, PSD2/PSD3 compliance, payment engine refactoring, and alignment with the European Payments Initiative—in Europe and emerging markets.
AML & Regulatory Compliance
Machine learning and high-performance computing in AML processing pipelines: moving from rule-based to AI-augmented transaction monitoring while meeting EU regulatory requirements.
AI Workflows & Secure Agent Implementation
Design and deployment of AI workflows and autonomous agents in financial services, with a focus on governance, security, and auditability.
Application Build & Business Governance
Custom application development to improve operational governance, transparency, and decision-making for financial services groups.
DevOps & Engineering Excellence
CI/CD pipelines, infrastructure-as-code, and engineering best practices to accelerate delivery in regulated environments.
Why 26 Agency - Built for institutions that need to move faster
We combine strict methodology with deep technical execution so that regulated institutions can compete without the bloat.
- Technical depth meets strategy. Our founder’s path—electromechanical and industrial engineering, autonomous systems, then software, architecture, and strategy—creates a rare bridge between hands-on execution and business transformation.
- Embedded in EU and emerging-market programs. Over five years embedded in critical European banking transformation programs, and growing capacity in emerging markets—from core replacement to payments and compliance.
- Proven with recognized names. Track record with Stellantis Financial Services and Keytrade Bank, a Forbes-recognized Belgian digital bank.
- Punching above your weight. Specialized in helping smaller or capacity-constrained institutions compete effectively against larger players.
- EU and emerging-market payments at a pivotal moment. Deep expertise in Wero rollout, PSD2/PSD3, SEPA Instant, and the digital euro; supporting Africa and other fast-growing markets when timing and execution matter most.
Tell us about your project
Our offices
- Waterloo
Drève Richelle, 161 M – Box 57
1410, Waterloo Belgium
BE0736636113